“It is very revealing that HMRC has paid for research into the likely response from employers if salary sacrifice for pensions were to be scaled back,” the partner at financial services firm LCP said. By scrapping the NI exemption, HMRC said the employer would pay an extra £242 in NI and an employee would pay […]
Another way to incorporate monthly traditions is to make them a part of your daily routine. For example, you can start each day with a gratitude journal, where you write down three things you’re thankful for. Or you can end each day by reading a chapter from a book or meditating. By making your traditions […]
It aligns better with the Earth’s revolutions around the Sun. December is the last month of the year and it has 31 days. This month, packed with 30 days, offers endless opportunities for adventure and self-discovery. In addition to Halloween, October is also National Book Month. Other calendars, called “solar calendars”, ignore the moon, and […]